Historical I Bond Issues and Rates
The United States Department of the Treasury announces twice a year new fixed and inflation rates for I Bond issues in May and November.
Future Issues and Rates
The future rates are not predictable, but when new I Bonds will be issued is. The next two issues occur on:
| Year | Month | Name | Press Release |
|---|---|---|---|
| 2025 | May | I Bond Rate Issue of May 2025 | |
| 2025 | November | I Bond Rate Issue of November 2025 |
Past Issues and Rates
The rates for historic issues are listed below. You can click on a simulation link to compute the returns on investment on a purchase of one of these issues. The fixed rate of the issue continue in perpetuity, but the inflation rates from subsequent issues are applied. This occurs using a composite rate formula.
| Year | Month | Investment Simulations | Fixed Rate | Inflation Rate | Composite Rate (Computed) | Name | Press Release |
|---|---|---|---|---|---|---|---|
| 2024 | November | 1.20% | 0.95% | 3.11% | I Bond Rate Issue of November 2024 | Press Release | |
| 2024 | May | 1.30% | 1.48% | 4.28% | I Bond Rate Issue of May 2024 | Press Release | |
| 2023 | November | 1.30% | 1.97% | 5.27% | I Bond Rate Issue of November 2023 | Press Release | |
| 2023 | May | 0.90% | 1.69% | 4.30% | I Bond Rate Issue of May 2023 | Press Release | |
| 2022 | November | 0.40% | 3.24% | 6.89% | I Bond Rate Issue of November 2022 | Press Release | |
| 2022 | May | 0.00% | 4.81% | 9.62% | I Bond Rate Issue of May 2022 | Press Release | |
| 2021 | November | 0.00% | 3.56% | 7.12% | I Bond Rate Issue of November 2021 | Press Release | |
| 2021 | May | 0.00% | 1.77% | 3.54% | I Bond Rate Issue of May 2021 | Press Release | |
| 2020 | November | 0.00% | 0.84% | 1.68% | I Bond Rate Issue of November 2020 | Press Release | |
| 2020 | May | 0.00% | 0.53% | 1.06% | I Bond Rate Issue of May 2020 | Press Release | |
| 2019 | November | 0.20% | 1.01% | 2.22% | I Bond Rate Issue of November 2019 | Press Release | |
| 2019 | May | 0.50% | 0.70% | 1.90% | I Bond Rate Issue of May 2019 | Press Release | |
| 2018 | November | 0.50% | 1.16% | 2.83% | I Bond Rate Issue of November 2018 | Press Release | |
| 2018 | May | 0.30% | 1.11% | 2.52% | I Bond Rate Issue of May 2018 | Press Release | |
| 2017 | November | 0.10% | 1.24% | 2.58% | I Bond Rate Issue of November 2017 | Press Release | |
| 2017 | May | 0.00% | 0.98% | 1.96% | I Bond Rate Issue of May 2017 | Press Release | |
| 2016 | November | 0.00% | 1.38% | 2.76% | I Bond Rate Issue of November 2016 | Press Release | |
| 2016 | May | 0.10% | 0.08% | 0.26% | I Bond Rate Issue of May 2016 | Press Release | |
| 2015 | November | 0.10% | 0.77% | 1.64% | I Bond Rate Issue of November 2015 | Press Release | |
| 2015 | May | 0.00% | -0.80% | 0.00% | I Bond Rate Issue of May 2015 | Press Release | |
| 2014 | November | 0.00% | 0.74% | 1.48% | I Bond Rate Issue of November 2014 | Press Release | |
| 2014 | May | 0.10% | 0.92% | 1.94% | I Bond Rate Issue of May 2014 | Press Release | |
| 2013 | November | 0.20% | 0.59% | 1.38% | I Bond Rate Issue of November 2013 | Press Release | |
| 2013 | May | 0.00% | 0.59% | 1.18% | I Bond Rate Issue of May 2013 | Press Release | |
| 2012 | November | 0.00% | 0.88% | 1.76% | I Bond Rate Issue of November 2012 | Press Release | |
| 2012 | May | 0.00% | 1.10% | 2.20% | I Bond Rate Issue of May 2012 | Press Release | |
| 2011 | November | 0.00% | 1.53% | 3.06% | I Bond Rate Issue of November 2011 | Press Release | |
| 2011 | May | 0.00% | 2.30% | 4.60% | I Bond Rate Issue of May 2011 | Press Release | |
| 2010 | November | 0.00% | 0.37% | 0.74% | I Bond Rate Issue of November 2010 | Press Release | |
| 2010 | May | 0.20% | 0.77% | 1.74% | I Bond Rate Issue of May 2010 | Press Release | |
| 2009 | November | 0.30% | 1.53% | 3.36% | I Bond Rate Issue of November 2009 | Press Release | |
| 2009 | May | 0.10% | -2.78% | 0.00% | I Bond Rate Issue of May 2009 | Press Release | |
| 2008 | November | 0.70% | 2.46% | 5.64% | I Bond Rate Issue of November 2008 | Press Release | |
| 2008 | May | 0.00% | 2.42% | 4.84% | I Bond Rate Issue of May 2008 | Press Release | |
| 2007 | November | 1.20% | 1.53% | 4.28% | I Bond Rate Issue of November 2007 | Press Release | |
| 2007 | May | 1.30% | 1.21% | 3.74% | I Bond Rate Issue of May 2007 | Press Release | |
| 2006 | November | 1.40% | 1.55% | 4.52% | I Bond Rate Issue of November 2006 | Press Release | |
| 2006 | May | 1.40% | 0.50% | 2.41% | I Bond Rate Issue of May 2006 | Press Release | |
| 2005 | November | 1.00% | 2.85% | 6.73% | I Bond Rate Issue of November 2005 | Press Release | |
| 2005 | May | 1.20% | 1.79% | 4.80% | I Bond Rate Issue of May 2005 | Press Release | |
| 2004 | November | 1.00% | 1.33% | 3.67% | I Bond Rate Issue of November 2004 | Press Release | |
| 2004 | May | 1.00% | 1.19% | 3.39% | I Bond Rate Issue of May 2004 | Press Release | |
| 2003 | November | 1.10% | 0.54% | 2.19% | I Bond Rate Issue of November 2003 | Press Release | |
| 2003 | May | 1.10% | 1.77% | 4.66% | I Bond Rate Issue of May 2003 | Press Release | |
| 2002 | November | 1.60% | 1.23% | 4.08% | I Bond Rate Issue of November 2002 | Press Release | |
| 2002 | May | 2.00% | 0.28% | 2.57% | I Bond Rate Issue of May 2002 | Press Release | |
| 2001 | November | 2.00% | 1.19% | 4.40% | I Bond Rate Issue of November 2001 | Press Release | |
| 2001 | May | 3.00% | 1.44% | 5.92% | I Bond Rate Issue of May 2001 | Press Release | |
| 2000 | November | 3.40% | 1.52% | 6.49% | I Bond Rate Issue of November 2000 | Press Release | |
| 2000 | May | 3.60% | 1.91% | 7.49% | I Bond Rate Issue of May 2000 | Press Release | |
| 1999 | November | 3.40% | 1.76% | 6.98% | I Bond Rate Issue of November 1999 | Press Release | |
| 1999 | May | 3.30% | 0.86% | 5.05% | I Bond Rate Issue of May 1999 | Press Release | |
| 1998 | November | 3.30% | 0.86% | 5.05% | I Bond Rate Issue of November 1998 | Press Release | |
| 1998 | September | 3.40% | 0.62% | 4.66% | I Bond Rate Issue of September 1998 | Press Release |